Terms of Service
Last updated: March 9, 2026
Acceptance of Terms
These Terms of Service govern your use of PropAfford Malaysia and its services. By accessing, browsing, or using our website and the information provided therein, you agree to be bound by these terms and conditions in their entirety. If you do not agree with any part of these terms, you must discontinue your use of our services immediately. We reserve the right to modify these terms at any time without prior notice. Your continued use of our platform following any changes constitutes your acceptance of the updated terms. We encourage you to review this document regularly to stay informed of any modifications. Your use of our website indicates your acknowledgment and acceptance of all terms outlined herein, including any updates or revisions we may implement to reflect changes in our services, legal requirements, or business practices.
User Obligations and Conduct
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information you may create and for all activities conducted through your account. You must not engage in any unlawful, abusive, or harmful conduct, including but not limited to harassment, defamation, or infringement of intellectual property rights. Users are prohibited from attempting to gain unauthorized access to our systems, uploading malicious software, or disrupting the normal operation of our platform. You agree to provide accurate and truthful information when interacting with our services. We reserve the right to suspend or terminate accounts that violate these obligations or engage in behavior that we determine, in our sole discretion, to be inappropriate or harmful to other users or the integrity of our platform.
Intellectual Property Rights
All content available on our platform, including text, graphics, logos, images, articles, and data compilations, is the exclusive property of our organization or our content providers and is protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to view and use this content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, transmit, or publish any content without our prior written consent. Any unauthorized use of our intellectual property may result in legal action. The information provided regarding housing affordability, property market analysis, price-to-income ratios, property overhang data, government housing programmes, and urbanization impacts is intended for informational and educational purposes. We respect the intellectual property rights of third parties and expect users to do the same when using our platform.
Limitation of Liability
Our website and services are provided on an “as is” and “as available” basis without any warranties, express or implied. We do not guarantee the accuracy, completeness, reliability, or timeliness of any information presented on our platform. To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services, including loss of data, business interruption, or financial loss. The information provided regarding Malaysian housing affordability, property market trends, PR1MA programmes, and related economic data is for general informational purposes and should not be construed as financial, investment, or legal advice. We recommend consulting qualified professionals before making any decisions based on information from our platform. We are not responsible for external links or third-party content, and users access such resources at their own risk.
Termination of Service
We reserve the right to terminate, suspend, or restrict your access to our services at any time and for any reason, with or without notice. Termination may occur if you violate these terms, engage in illegal activity, or if we determine that your use of our platform is harmful to other users or our operations. Upon termination, your right to access and use our services ceases immediately, and all licenses granted to you are revoked. We may also discontinue or modify any features of our platform without liability to you. Causes for termination include but are not limited to repeated violation of our terms, unauthorized access attempts, abusive behavior, or any conduct we deem inappropriate. If we terminate your access, you remain responsible for any outstanding obligations. We will not be liable to you or any third party for any termination of your access or discontinuation of our services, and we may pursue legal remedies available under applicable law.
Governing Law and Dispute Resolution
These Terms of Service are governed by and construed in accordance with the laws of Malaysia, and you irrevocably submit to the exclusive jurisdiction of the Malaysian courts. Any disputes, claims, or controversies arising from your use of our services shall be resolved through the legal systems of Malaysia. We encourage users to attempt resolution of disputes through good-faith communication before pursuing formal legal action. Nothing in these terms shall prevent either party from seeking equitable relief, including injunctions, in any court of competent jurisdiction. By using our platform, you waive any objections to venue and consent to the jurisdiction of Malaysian courts. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. We reserve the right to pursue legal remedies for violations of these terms, including but not limited to seeking damages and injunctive relief to prevent further breaches or misuse of our services.
Updates and Changes
We may update, modify, or revise these Terms of Service at any time in our sole discretion. Changes will be effective immediately upon posting to our platform, and we will update the “Last updated” date to reflect any modifications. Your continued use of our services following any changes constitutes your acceptance of the updated terms. We encourage you to review these terms periodically to remain informed of any updates. If you do not accept any changes to these terms, you must discontinue your use of our services. We will make reasonable efforts to notify users of significant changes, though we are not obligated to do so. These terms may be updated to reflect changes in our services, compliance with new legal requirements, improvements to user experience, or modifications to our business practices. By continuing to use our platform after changes are posted, you acknowledge that you have read, understood, and agree to be bound by the updated terms.